National Average (December 21, 2024)
Individual rates may varies based on scenario
| Serial | Rate | Change | |
|---|---|---|---|
| 1 | 7/6 SOFR ARM | 6.98% | -0.05% |
| 2 | 30 Year Jumbo | 7.28% | -0.02% |
| 3 | 30 Year FHA | 6.42% | -0.08% |
| 4 | 15 Year Fixed | 6.43% | -0.02% |
| 5 | 30 Year Fixed | 7.04% | -0.10% |
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What We Offer
Assisting You in Achieving Your Dream
At Desh Capital LLC, we offer a comprehensive range of mortgage solutions tailored to meet your unique financial goals. Whether you're looking for stability with our 30-Year Fixed option, seeking high-limit loans with competitive rates through our 30-Year Jumbo program, or aiming for affordable homeownership with our 30-Year FHA loan, we have you covered. For those prioritizing quicker equity building and lower overall interest payments, our 15-Year Fixed loan is an excellent choice. Additionally, our 7/6 SOFR ARM provides initial lower rates with periodic adjustments, offering flexibility to adapt to changing financial circumstances.
30-Year Fixed
Stable payments with a fixed interest rate over 30 years, ideal for long-term homeownership and financial planning.
- Predictable payments over 30 years.
- Stable interest rate.
- Suitable for long-term homeownership.
- Lower monthly payments than shorter terms.
- Builds equity steadily.
- Common choice for traditional homebuyers.
30-Year Jumbo
High-limit loans for luxury homes with competitive rates and a fixed 30-year term, tailored for affluent buyers.
- High loan limits for luxury properties.
- Competitive rates.
- Fixed interest rate for 30 years.
- Ideal for expensive homes.
- Tailored for affluent buyers.
- Government-insured options available.
30-Year FHA
Low down payment, flexible credit requirements, and a fixed 30-year term, making homeownership accessible for first-time buyers.
- Low down payment.
- Flexible credit requirements.
- Fixed interest rate for 30 years.
- Government-backed loan.
- Suitable for first-time buyers.
- Affordable homeownership option.
15-Year Fixed
Accelerated equity building with lower interest rates and higher monthly payments, perfect for long-term savings and quicker payoff.
- Pay off mortgage faster.
- Lower interest rates.
- Builds equity quickly.
- Higher monthly payments.
- Long-term interest savings.
- Ideal for those nearing retirement.
7/6 SOFR ARM
Initial lower interest rates for seven years, adjusting every six months thereafter, offering flexibility for short-term homeowners.
- Lower initial interest rate.
- Adjusts every six months.
- Potential for rate decrease.
- Suitable for short-term homeowners.
- Ideal for buyers expecting changes.
- Offers flexibility in rates.
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Experience Homeownership with Ease
At Desh Capital LLC, we make homeownership simple and stress-free. Start by completing your application through our user-friendly online system, with our loan officers ready to assist you at every step. Become a certified home buyer to gain a competitive edge, showing sellers your serious intent and financial readiness. Our efficient processing ensures prompt review and approval of your application, keeping you informed throughout. Finally, we coordinate the closing process meticulously, ensuring all paperwork is handled accurately and efficiently, so you can move into your new home without any delays. Experience the ease of homeownership with us.
1. Complete Your Application
Our user-friendly online application process simplifies the first step towards homeownership. Fill out your application from the comfort of your home with support from our experienced loan officers available to guide you through every detail, ensuring accuracy and efficiency.
2. Become a Certified Home Buyer
Gain a competitive edge in the housing market by becoming a certified home buyer. Our pre-qualification process provides you with a clear budget and a certification that strengthens your offer, demonstrating your serious intent and financial readiness to sellers.
3. Time for Processing
We prioritize a streamlined and efficient loan processing experience. Our team works diligently to review and approve your application promptly, maintaining transparent communication throughout the process, so you always know the status of your loan.
4. Closing on Your New Home
Navigate the final steps of homeownership with confidence. We coordinate all aspects of the closing process, ensuring all paperwork is completed accurately and efficiently, allowing you to move into your new home without unnecessary delays.
Our Reputation According to Others
We place huge value on strong relationships and have seen the benefits they bring to our mortgage brokerage. Customer feedback is vital in helping us get it right. Here's what people are saying about us:
The staff at Desh Capital LLC gave me exceptional customer service throughout the whole mortgage application process. They were constantly available to respond to my queries and address any issues I could have.
_Oliver
I was able to save money over time since Desh Capital LLC provided rates that were more affordable than those I could find elsewhere.
_Thomas
Every step of the mortgage process was explained to me by Desh Capital LLC, and they were open and honest about all the costs and expenses related to the loan..
_Bob
The Desh Capital LLC team impressed me with their professionalism by treating me with respect and courtesy at all times.
_Sg
Desh Capital LLC handled the mortgage application procedure professionally, and I was able to submit my application without any delays.
_Celia
Desh Capital LLC made our home-buying process smooth and stress-free. Their team was professional, efficient, and supportive throughout.
_Roberts